Tuesday's Tip

I hope everyone had a great Christmas and New Year celebrations!  It's always nice to take a break from normal routine and spend some extra time with family and friends.

Post-holidays is a popular time for money-saving (due to the all-too-often over spending done at Christmas).  I've noticed others sharing their penny pinching techniques, so here's one from me:

Quite often, stores print additional information on your receipts - besides your purchase information.  It may be to inform you of future sales or to ask you to participate in a survey or drawing.  I have learned to look closely at these receipts, because some stores offer great coupon discounts on theirs.  Usually, the store asks you to call or visit a website where you will answer questions regarding your visit, but at the end of the survey, you will be given a code which turns that receipt into a coupon.

Payless, Bath & Body Works, and The Children's Place are a few of my favorite stores which offer these types of promotions.  The best part is that, usually, these coupons can be used in conjunction with other store offers (The Children's Place will often allow you to combine several offers for fantastic savings!).  Another favorite, Ikea, prints an actual amount at the bottom of your receipt to be used towards future purchases.  No survey is necessary - just purchase with a debit card, and you will receive back a small percentage.  It's not much, but it adds up and can be combined with others.

Saving money takes some effort, but quite often opportunities are very simple to find.  Just keep your eyes open!